Loans: Effective 1/1/2025
New Vehicle
| Vehicle Type |
Rate |
Max. Amount |
Term |
Monthly Payment Per $1000 Borrowed |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
36 months |
$30.19 |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
48 months |
$23.25 |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
60 months |
$19.10 |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
72 months |
$16.33 |
Used Vehicle
| Vehicle Type |
Rate |
Max. Amount |
Term |
Monthly Payment Per $1000 Borrowed |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
36 months |
$30.19 |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
48 months |
$23.25 |
| Car/Truck/Motorcycle |
5.49% |
100% of value |
60 months |
$19.10 |
| Car/Truck/Motorcycle (2022 - 2023) |
5.49% |
100% of value |
72 months |
$16.33 |
Home Equity Loans
| Type |
Rate |
Max. Amount |
Term |
Monthly Payment Per $1000 Borrowed |
| Home Equity - Fixed |
5.65% |
$50,000 max up to 90% of Value Less Liens |
3-6 Years |
$16.41 on a 6 year loan |
| Home Equity - Fixed |
5.65% |
$75,000 max up to 85% of Value Less Liens |
3-6 Years |
$16.41 on a 6 year loan |
| Home Equity - Fixed |
5.65% |
$50,000 max up to 90% of Value Less Liens |
7-10 Years |
$10.93 on a 10 year loan |
| Home Equity - Fixed |
5.65% |
$75,000 max up to 85% of Value Less Liens |
7-10 Years |
$10.93 on a 10 year loan |
The payments do not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.
Unsecured Loans
| Type |
Rate |
Max. Amount |
Term |
Monthly Payment Per $1000 Borrowed |
| Unsecured |
9.99% |
$10,000 |
48 months |
$25.36 |
| Unsecured |
10.75% |
$10,000 |
60 months |
$21.62 |
Secured Loans
| Type |
Rate |
| Share/Share Certificate Secured |
Share Rate + 2.00% |
Visa® Credit Card
| Type |
Rate |
Fee |
| VISA |
12.90% |
No annual fee |
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