LMCU can help you drive in style, for less. Count on us to finance your new or used auto or motorcycle purchase with competitive rates, flexible terms and a convenient online loan application. Or, if you have a car or motorcycle loan with another lender, bring your loan over to LMCU so we can refinance your loan with a great rate and lower payment.
- Borrow up to 100% of vehicle's value, plus registration, tax and extended warranty
- Terms up to 72 months for new auto and 60 months for used auto
- Protect your purchase with GAP Coverage
- Lease buyout loans available
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Lease Buyout Loan
If the lease period on your car is coming to an end and you're interested in making the vehicle your own, LMCU can help! With a lease buyout loan, LMCU will provide financing for you to purchase the vehicle from the leasing company instead of turning the lease in or trading for another lease. The purchase price, and therefore loan amount, will depend upon the terms and provisions in your original leasing agreement. If you are considering buying your lease, complete our auto loan application to get started.
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GAP Plus Coverage
If your vehicle is deemed a total loss due to an accident or theft, there could be a significant gap between what you owe on the balance of your loan and what your auto insurance will cover. That's where essential GAP Coverage comes in. GAP may reduce, or even eliminate, the difference in the event your vehicle is deemed a total loss. Plus, our low-cost GAP Coverage can help you get into your next vehicle by reducing your next loan at LMCU by $1,000!
Talk to your Loan Officer about adding this important coverage to your loan.