Skip to main content

Auto Loans

Auto Special - 65 Days with No Payment

We're celebrating our 65th anniversary with savings and style!  Purchase or refinance a vehicle with LMCU and take advantage of no payments for 65 days! Plus, auto loan rates have been reduced to only 5.49% APR, for up to 72 months. This low rate is good for new and used vehicles, purchase or refinance. Apply today, this special offer will end soon.

Payments will be deferred for 65 days and interest will continue to accrue on a daily basis. Not valid on current LMCU loans. Offer subject to change or termination at any time. Payment example: 72 month loan at 5.49% APR = monthly payments of $16.33 per $1,000 borrowed.

Apply ONLINE

 

LMCU can help you drive in style, for less.  Count on us to finance your new or used vehicle purchase with competitive rates, flexible terms and a convenient online loan application.  Or, if you have a vehicle loan with another lender, bring your loan over to LMCU so we can refinance your loan with a great rate and lower payment. 

  • Borrow up to 100% of vehicle's value, plus registration, tax and extended warranty
  • Terms up to 72 months for new auto and 60 months for used auto
  • Lease buyout loans available

Apply ONLINE Current Rates

Lease Buyout Loan

If the lease period on your car is coming to an end and you're interested in making the vehicle your own, LMCU can help!  With a lease buyout loan, LMCU will provide financing for you to purchase the vehicle from the leasing company instead of turning the lease in or trading for another lease. The purchase price, and therefore loan amount, will depend upon the terms and provisions in your original leasing agreement.  If you are considering buying your lease, complete our auto loan application to get started.

Apply ONLINE Current Rates

 

*APR = Annual Percentage Rate.  Rates may vary by collateral and term of loan. Subject to loan approval.  Rates subject to change at any time. 

Borrowers must maintain full coverage (comprehensive and collision) insurance on the vehicle until the loan is paid in full, listing the Credit Union as lien holder.