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Credit Cards

Transfer Balances at 1.99% APR for 6 Months*

Move higher-rate credit card balances to a low, fixed-rate LMCU Visa to pay off balances quicker while saving on interest charges.  LMCU never charges members a balance transfer fee. 

For a limited time, we're offering balance transfers at only 1.99% APR for 6 billing cycles.  Transfers must be requested by 9/30/22 to receive this promotional rate. Easily request online with our secure Balance Transfer form.

If you do not yet have a LMCU Visa, apply online today.

Request Balance Transfer


For those who like to keep things simple and save money, the LMCU Visa® Credit Card is just what you're looking for. Featuring:

  • Low, fixed rate of 12.90% APR
  • No annual fee
  • No cash advance or balance transfer fee
  • 25-day grace period on purchases
  • Online account management
  • Use anywhere Visa® is accepted

Apply Online     

Cardholder Services:

  • REPORT a Lost or Stolen Visa® Credit Card, please call 1-800-299-9842
  • ENROLL in 24/7 online access to your Visa® account

*APR = Annual Percentage Rate. Subject to loan approval. Rates subject to change.  Click here to view rate and fee disclosure. After six billing cycles, any remaining promotional balance will revert to your standard balance transfer APR, per your Account Opening Disclosure.