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Lawrence + Memorial Credit Union

Credit Cards

Balance Transfer Special Offer

It’s the summer of savings! Transfer high-rate balances to a LMCU Visa at only 3.99% APR for 6 months. And with no balance transfer fee, you’ll save even more compared to other cards.

Request Balance Transfer

*Valid on balances transferred between August 1 - Sept. 30, 2025. Account must be in good standing. Offer valid for new and existing cardholders. After 6 billing cycles, any remaining balance will revert to your standard Balance Transfer APR, refer to your account opening disclosure for rates and fees. 

For those who like to keep things simple and save money, the LMCU Visa® Credit Card is just what you're looking for. Featuring:

  • Low, fixed rate of 12.90% APR
  • No annual fee
  • No cash advance or balance transfer fee
  • EMV Chip and Tap-to-Pay functionality
  • 25-day grace period on purchases
  • Online account management
  • Use anywhere Visa® is accepted

Apply Online     

Transfer Balances to a Lower Rate

Move higher-rate credit card balances to a low, fixed-rate LMCU Visa to pay off balances quicker while saving on interest charges.  LMCU never charges members a balance transfer fee. 

If you do not yet have a LMCU Visa, apply online today.

Request Balance Transfer

Cardholder Services:

  • REPORT a Lost or Stolen Visa® Credit Card, please call 1-833-541-0777
  • ENROLL in 24/7 online access to your Visa® account

*APR = Annual Percentage Rate. Subject to loan approval. Rates subject to change.  Click here to view rate and fee disclosure.