Share Rates

Share Accounts - Effective 1/1/17
Share Accounts2 APY1 Minimum Balance to Earn APY
Regular Shares 0.05% none

*Minimum balance to open the account $5.00.
Club Accounts2    
Holiday Club 0.05% none
Vacation Club 0.05% none
All-Purpose Club 0.05% none
Share Certificates    
6 month 0.30% none
12 month 0.40% none
18 month 0.45% none
24 month 0.60% none
36 month 1.10% none
48 month 1.25% none
60 month 1.50% none

*Minimum balance to open the account $500.00
IRA2    
Shares (Accumulator) 0.05% none
IRA Share Certificates    
12 month IRA 0.40% none
24 month IRA 0.60% none
36 month IRA 1.10% none
48 month IRA 1.25% none
60 month IRA 1.50% none

*Minimum balance to open the account $250.00

1Annual Percentage Yield

2Variable Rate – The rate may change after the account is opened.

Fees could reduce the earnings on the account.

A dividend penalty may be imposed for early withdrawals from Share Certificates equal to 90 days dividends.

Dividends are credited on the first day following the end of each calendar quarter.

All rates are subject to change without notice.