Share Rates
Share Accounts - Effective 1/1/18
|
Share Accounts2 |
APY1 |
Minimum Balance to Earn APY |
|
Regular Shares |
0.05% |
none
*Minimum balance to open the account $5.00. |
|
Club Accounts2 |
|
|
|
Holiday Club |
0.05% |
none |
|
Vacation Club |
0.05% |
none |
|
All-Purpose Club |
0.05% |
none |
|
Share Certificates |
|
|
|
6 month |
0.30% |
none |
|
12 month |
0.40% |
none |
|
18 month |
0.45% |
none |
|
24 month |
0.60% |
none |
|
36 month |
1.10% |
none |
|
48 month |
1.25% |
none |
|
60 month |
1.50% |
none
*Minimum balance to open the account $500.00 |
|
IRA2 |
|
|
|
Shares (Accumulator) |
0.05% |
none |
|
IRA Share Certificates |
|
|
|
12 month IRA |
0.40% |
none |
|
24 month IRA |
0.60% |
none |
|
36 month IRA |
1.10% |
none |
|
48 month IRA |
1.25% |
none |
|
60 month IRA |
1.50% |
none
*Minimum balance to open the account $250.00 |
1Annual Percentage Yield
2Variable Rate – The rate may change after the account is opened.
Fees could reduce the earnings on the account.
A dividend penalty may be imposed for early withdrawals from Share Certificates equal to 90 days dividends.
Dividends are credited on the first day following the end of each calendar quarter.
All rates are subject to change without notice.