Loans: Effective 7/20/10 APR1 Max. Amount Term
New Vehicle
Car/Truck 3.99% 100% of value 36 months
Car/Truck 3.99% 100% of value 48 months
Car/Truck 3.99% 100% of value 60 months
Car/Truck 3.99% 100% of value 72 months
Used Vehicle
Car/Truck 3.99% 100% of value 36 months
Car/Truck 3.99% 100% of value 48 months
Car/Truck 3.99% 100% of value 60 months
Education Loans
Education 8.50% 100% of tuition($10,000 maximum) 36 months
Home Loans
Home Equity-Fixed 4.99%

$50,000 max (86% to 90% of Value Less Liens);               $75,000 max (up to 85% of Value Less Liens)

3 - 6 Years
Home Equity-Fixed 5.25% $50,000 max (86% to 90% of Value Less Liens);               $75,000 max (up to 85% of Value Less Liens) 7 - 10 Years
Home Equity Line of Credit  4.00%  85% of Value Less Liens 15 Years
Unsecured Loans
Unsecured 9.99% $10,000  48 months
Unsecured 10.75% $10,000 60 months
Secured Loans
Share/Share Certificate Secured Deposit Rate + 2%    
Visa Card
VISA 12.90%   No annual fee

1 Annual Percentage Rate

All Rates Are Subject To Change Without Notice