Fee Schedule         Effective 6/01/2009 Amount
Checking Accounts
Automatic Transfer $5.00
NSF (insufficient funds) $25.00
Stop Payment $10.00
Photo copy per check $3.00
Credit Union Corporate Checks
Cost of Check¹ $1.50
Stop Payment $15.00
Photo copy per check $10.00
ACH
NSF (insufficient funds) $25.00
Automatic transfer $5.00
Deposited Items
1st time redeposited $10.00
2nd time returned $7.00
Owner check returned $25.00
VISA
Late fee $25.00
ATM
NSF (insufficient funds) $25.00
Automatic transfer $5.00
Foreign bank transactions² $0.75
Our own ATM No Charge
Statement Copies
Cost per statement $3.00
Dormant Accounts (no activity for 2 yrs.)
Monthly Charge $7.00
International
International Checks $4.00
Wiring Charges
Wire transfers-Out $15.00
Wire transfers-In $10.00
Money Order Charges
Money Orders $1.50
Travelers Checks
Single signature checks 1% of purchased amount
Gift Checks $1.25
Gift Cards $3.95
Debit Card
ATM Useage² $0.75
Point of Sale No Charge
Card Replacement (within 12 months) $5.00
Miscellaneous
Return Mail (per piece) $1.00
Duplicate Lien Release $10.00
Subordination Fee $30.00

¹ No charge if check is payable to member, or for more than $1,000, or to pay taxes.

² First four transactions per month are free