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SHARE CERTIFICATES Your credit union offers Share Certificates with the following features: Guaranteed Earnings: Funds are guaranteed to earn a specific dividend rate for the entire term of the Certificate Account. Flexible Terms: Terms from six months to five years are available. Affordable Minimums: You can invest as little as $500 in a certificate. Higher Yield: Dividends are calculated and paid quarterly. Easy to Open: Click here to open your new account online today. If you prefer you can visit us or call us at (860) 444-5104 to open or re-invest in certificate. Use as collateral for a loan: Rates for a secured loan are 2% over the certificate rate. Insured: Certificates, along with your other credit union accounts, are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Early Withdrawal Penalty: If a certificate is redeemed before the maturity date a penalty equal to 90 days dividends (calculated on the account balance) may be charged. |
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